Archives for category: Higher Education

If you read one blog post today, make it this one.

It is a comic strip (along the lines of “Charlie Hebdo”) that shows why American students are “screwed” by a system that causes them to start life deep in debt.

In the Nordic countries (Finland, Denmark, Norway, Sweden), higher education is a basic right, and universal access is free. Students even get a stipend to help with their expenses.

Why? Because education is the ultimate investment in a nation’s future.

We say we want more students to go to college; we want them to be college-and-career-ready. President Ibama says by 2020, we should have the highest college graduation rate in the world.

The credentials needed for good jobs go higher and higher. People with a college degree earn more than those without one.

But we have policies that put college education out of reach or make it a financial burden for those who want a college education. Our federal Department of Education pays billions to subpar, predatory for-profit colleges and universities with very low graduation rates, despite the fact that they prey on the poor, minorities, and immigrants trying to improve their lives but ending up deep in debt with a crummy education.

Just open the link.

If you have read recently that the U.S. Department of Education cracked down on predatory for-profit colleges, don’t believe it.

Read this story in today’s New York Times.

When the Obama administration agreed to erase the federal loan debt of some former students at Corinthian Colleges, a for-profit school that filed for bankruptcy in the face of charges of widespread fraud, education officials promised to “protect students from abusive colleges and safeguard the interests of taxpayers.”

But the Education Department, despite a crackdown against what it calls “bad actors,” continues to hand over tens of millions of dollars every month to other for-profit schools that have been accused of predatory behavior, substandard practices or illegal activity by its own officials or state attorneys general across the country.

Consider the Education Management Corporation, which runs 110 schools in the United States for chefs, artists and other trades. It has been investigated or sued in recent years by prosecutors in at least 12 states. The Justice Department has accused the company of illegally using incentives to pay its recruiters. And last year, investors filed a class-action lawsuit, contending that the company engaged in deceptive enrollment practices and manipulated federal student loan and grant programs.

Education Management nonetheless received more than $1.25 billion in federal money over the last school year.

The career training and for-profit college industry has been accused in recent years of preying on the poor, veterans and minorities by charging exorbitant fees for degrees that mostly fail to deliver promised skills and jobs.

Despite stepped-up scrutiny, hundreds of schools that have failed regulatory standards or been accused of violating legal statutes are still hauling in billions of dollars of government funds. They include tiny beauty schools with staggering loan default rates and online law schools with dismal graduation records and no bar association accreditation. Without government funds, which account for the overwhelming bulk of revenue, few of these institutions could attract students or stay in business.

 

The for-profit higher education industry hired the best lobbyists from both parties, and this is the result. Government-funded fraud against students goes on. Business as usual.

Investigative reporters David Sirota and Matthew Cunningham-Cook, writing in the International Business Times, detail Vice-President Joe Biden’s role in making it harder for college students to reduce their debts.

Jennifer Ryan did not love the idea of taking on debt, but she figured she was investing in her future. Eager to further her teaching career, she took out loans to gain certification and later pursued an advanced degree. But her studies came at a massive cost, leaving her confronting $192,000 in student loan debt.

“It’s overwhelming,” Ryan told International Business Times of her debts. “I can’t pay it back on the schedule the lenders have demanded.”

In the past, debtors in her position could have used bankruptcy court to shield them from some of their creditors. But a provision slipped into federal law in 2005 effectively bars most Americans from accessing bankruptcy protections for their private student loans.

In recent months, Democrats have touted legislation to roll back that law, as Americans now face more than $1.2 trillion in total outstanding debt from their government and private student loans. The bill is a crucial component of the party’s pro-middle-class economic message heading into 2016. Yet one of the lawmakers most responsible for limiting the legal options of Ryan and students like her is the man who some Democrats hope will be their party’s standard-bearer in 2016: Vice President Joe Biden.

As a senator from Delaware — a corporate tax haven where the financial industry is one of the state’s largest employers — Biden was one of the key proponents of the 2005 legislation that is now bearing down on students like Ryan. That bill effectively prevents the $150 billion worth of private student debt from being discharged, rescheduled or renegotiated as other debt can be in bankruptcy court.

Biden’s efforts in 2005 were no anomaly. Though the vice president has long portrayed himself as a champion of the struggling middle class — a man who famously commutes on Amtrak and mixes enthusiastically with blue-collar workers — the Delaware lawmaker has played a consistent and pivotal role in the financial industry’s four-decade campaign to make it harder for students to shield themselves and their families from creditors, according to an IBT review of bankruptcy legislation going back to the 1970s.

Biden’s political fortunes rose in tandem with the financial industry’s. At 29, he won the first of seven elections to the U.S. Senate, rising to chairman of the powerful Judiciary Committee, which vets bankruptcy legislation. On that committee, Biden helped lenders make it more difficult for Americans to reduce debt through bankruptcy — a trend that experts say encouraged banks to loan more freely with less fear that courts could erase their customers’ repayment obligations. At the same time, with more debtors barred from bankruptcy protections, the average American’s debt load went up by two-thirds over the last 40 years. Today, there is more than $10,000 of personal debt for every person in the country, as compared to roughly $6,000 in the early 1970s.

That increase — and its attendant interest payments — have generated huge profits for a financial industry that delivered more than $1.9 million of campaign contributions to Biden over his career, according to data compiled by the Center for Responsive Politics.

Student debt, which grew as Biden climbed the Senate ladder and helped lenders tighten bankruptcy laws, spiked from $24 billion issued annually in 1990-91 to $110 billion in 2012-13, according to data from the Pew Research Center.

According to the Institute for College Access and Success, as of 2012, roughly one-fifth of recent graduates’ student debt was from private loans that “are typically more costly” than government loans.

Consequently, every major Democratic presidential candidate has introduced his or her own plan to reduce college debt. Biden himself has spotlighted the issue as he has publicly pondered a White House bid. Earlier this month he attended an event to discuss student debt at community colleges, telling students at Miami-Dade College: “I doubt there were many of you who could sit down and write a check for $6,000 in tuition without worrying about it.” His comments amplified his rhetoric from the 2012 election, when he decried the fact that “two-thirds of all the students who attend college take out loans to pay for school.” He said that the accumulated debt means that when the typical student graduates, “you get a diploma and you get stapled to it a $25,000 bill.”

But advocates for stronger protections for debtors argue that Biden was a driving force in creating the laws that made the problem worse.

“Joe Biden bears a large amount of responsibility for passage of the bankruptcy bill,” Ed Boltz, president of the National Association of Consumer Bankruptcy Attorneys, said in an interview with IBT.

That legislation created a crisis, said Northeastern University law professor Daniel Austin. Federal Reserve data show that about 1.1 million people face student debt loans of $100,000 or more, and roughly 167,000 face student loans of $200,000 or more.

In our blog discussion of Stanford’s requirement that Nobel Prize winner Malala Yousafzai must take the SAT, a reader suggested that she should apply to Wellesley instead. Wellesley is my alma mater, and I seconded the idea. A few of our blog’s skeptics sent me copies of the admissions requirements to “prove” that Wellesley would not make any exceptions for Malala.

I contacted the administration at Wellesley and received this response from Joy St. John, the Dean of Admissions:

“I cannot say definitively what the admission decision would be in Mala​l​a’s case because
the Board of Admission (which includes faculty, students and administrators) makes
Wellesley’s admission decisions. I can say, though, that while Wellesley requires SAT
testing for admission (except when the student is living in a country where neither the
SAT or ACT is administered), we work to assist students (on a case-by-case basis) who
have questions or challenges in complying with the requirement. If Malala, a young
woman with such​ a ​distinguished background, also has compelling academic credentials,
we would work very hard to clear the path toward her admission to Wellesley.”

I take that response to mean that Wellesley would find a way to “clear the path” to admit this remarkable young woman, whose accomplishments dwarf the value of the SAT.

Malala, if you get this message, go to Wellesley and enjoy “the Wellesley Effect,” which has produced remarkable women of accomplishment and leadership.

Last year, Hampshire College in Massachusetts decided that it would no longer require either the SAT or the ACT for admission. This made Hampshire different from the 800+ colleges that are “test-optional,” where students may or may not submit their scores on college admission examinations. Hampshire College was founded in 1970 as an alternative private liberal arts college that was free to experiment with its curriculum; it relies on portfolios of work, rather than distribution requirements; it relies on narrative evaluations rather than grades and GPA. It is one of the top colleges in the nation in terms of the proportion of its graduates who continue to graduate school.

President Jonathan Lash wrote:


You won’t find our college in the U.S. News & Word Report “Best Colleges” rankings released this month. Last year Hampshire College decided not to accept SAT/ACT test scores from high school applicants seeking admission. That got us kicked off the rankings, disqualified us, per U.S. News rankings criteria. That’s OK with us.

We completely dropped standardized tests from our application as part of our new mission-driven admissions strategy, distinct from the “test-optional” policy that hundreds of colleges now follow. If we reduce education to the outcomes of a test, the only incentive for schools and students to innovate is in the form of improving test-taking and scores. Teaching to a test becomes stifling for teachers and students, far from the inspiring, adaptive education which most benefits students. Our greatly accelerating world needs graduates who are trained to address tough situations with innovation, ingenuity, entrepreneurship, and a capacity for mobilizing collaboration and cooperation.

We weighed other factors in our decision:

· Standardized test scores do not predict a student’s success at our college

· SATs/ACTs are strongly biased against low-income students and students of color, at a time when diversity is critical to our mission

· We surveyed our students and learned not one of them had considered rankings when choosing to apply to colleges; instead they most cared about a college’s mission

· Some good students are bad test takers, particularly under stress, such as when a test may grant or deny college entry; Multiple-choice tests don’t reveal much about a student

· We’ve developed much better, fairer ways to assess students who will thrive at our college.

In our admissions, we review an applicant’s whole academic and lived experience. We consider an applicant’s ability to present themselves in essays and interviews, review their recommendations from mentors, and assess factors such as their community engagement and entrepreneurism. And yes, we look closely at high school academic records, though in an unconventional manner. We look for an overarching narrative that shows motivation, discipline, and the capacity for self-reflection. We look at grade point average (GPA) as a measure of performance over a range of courses and time, distinct from a one-test-on-one-day SAT/ACT score. A student’s consistent “A” grades may be coupled with evidence of curiosity and learning across disciplines, as well as leadership in civic or social causes. Another student may have overcome obstacles through determination, demonstrating promise of success in a demanding program. Strong high school graduates demonstrate purpose, a passion for authenticity, and commitment to positive change.

We’re seeing remarkable admissions results since disregarding standardized test scores:

· Our yield, the percentage of students who accepted our invitation to enroll, rose in a single year from 18% to 26%, an amazing turnaround

· The quantity of applications went down but the quality went up, likely because we made it harder to apply, asking for more essays; Our applicants collectively were more motivated, mature, disciplined and consistent in their high school years than past applicants

· Class diversity increased to 31% students of color, the most diverse in our history, up from 21% two years ago

· The percentage of students who are the first-generation from their family to attend college rose from 10% to 18% in this year’s class.

Our “No SAT/ACT policy” has also changed us in ways deeper than data and demographics: Not once did we sit in an Admissions committee meeting and “wish we had a test score.” Without the scores, every other detail of the student’s application became more vivid. Their academic record over four years, letters of recommendation, essays, in-person interviews, and the optional creative supplements gave us a more complete portrait than we had seen before. Applicants gave more attention to their applications including the optional components, putting us in a much better position to predict their likelihood of success here.

This move away from test scores and disqualification from the US News rankings has allowed us to innovate in ways we could not before. In other words, we are free to innovate rather than compromise our mission to satisfy rankings criteria:
-We no longer chase volumes of applications to superficially inflate our “selectivity” and game the US News rankings. We no longer have to worry that any applicant will “lower our average SAT/ACT scores” and thus lower our US News ranking. Instead we choose quality over quantity and focus attention and resources on each applicant and their full portfolio.

-At college fairs and information sessions, we don’t spend time answering high school families’ questions about our ranking and test score “cut-offs.” Instead we have conversations about the things that matter: What does our unique academic program look like and what qualities does a student need to be successful at it?

-An unexpected benefit: this shift has saved us significant time and operational expense. Having a smaller but more targeted, engaged, passionate, and robust applicant pool, we are able to streamline our resources.

How can US News rankings reliably measure college quality when their data-points focus primarily on the high school performance of the incoming class in such terms as GPA, SAT/ACT, class rank, and selectivity? These measures have nothing to do with the college’s results, except perhaps in the college’s aptitude for marketing and recruiting. Tests and rankings incentivize schools to conform to test performance and rankings criteria, at the expense of mission and innovation.

Our shift to a mission-driven approach to admissions is right for Hampshire College and the right thing to do. We fail students if we reduce them to a standardized test number tied more to their financial status than achievement. We fail students by perpetuating the myth that high standardized test scores signal “better” students. We are in the top one percent of colleges nationwide in the percentage of our undergraduate alumni who go on earn advanced degrees – this on the strength of an education where we assess their capabilities narratively, and where we never, not once, subject them to a numerical or letter grade on a test or course.

At Hampshire College, we face the same financial challenges as many colleges. But these challenges provide an opportunity to think about who we are and what matters to us. We can not lose sight of our mission while seeking revenues or chasing rankings. We are committed to remaining disqualified from the US News rankings. We’re done with standardized testing, the SAT, and ACT.

– Jonathan Lash, President of Hampshire College, is also a Director of World Resources Institute, a DC-based environmental think tank, where he previously served as president. Jonathan is an widely recognized environmental leader who chaired President Bill Clinton’s Council on Sustainable Development and was the State of Vermont’s Environmental Secretary and Commissioner. He holds a law degree and master’s degree in education from Catholic University of America and a bachelor’s from Harvard College.

Malala Yousafzai is the Pakistani girl who was shot by the Taliban on her way to school; she survived to became a world-famous advocate for girls’ education.

She won the Nobel Peace Prize for her advocacy and courage.

She decided she wants to go to Stanford University to study politics and philosophy.

But Stanford will not accept her unless she takes the SAT and presumably scores the requisite points.

I can understand that Stanford wants to maintain its high standards, but shouldn’t a Nobel Prize count for more than an SAT score?

Paul Horton, history teacher at the University of Chicago Lab School, got exasperated about the steady stream of articles endorsing the Common Core in the Chronicle of Higher Education. So he wrote a letter warning the professoriate not to buy the corporate-funded CC propaganda. The letter should have been published as an opinion piece.

An excerpt:

“1. They are the product of a push by private foundations acting in the interest of multinational corporations to colonize public education in the United States and in other areas projected be developed as core production and assembly areas in the emerging global economy. A recent Washington Post article using a well-placed source within the Bill and Melinda Gates Foundation essentially confirmed what many critics have suspected: that Bill Gates effectively controls the Department of Education in the United States through his former employees who serve in leadership positions within the Department of Education.

Our education secretary also does a lot of listening to Michael Barber of Pearson Education. Although Mr. Gates and Sir Michael, as well as other reformers, are doubtless well intentioned, they view the colonization of K-12 education in this country and elsewhere as a “win-win.” In their view, the quality of education will improve with greater accountability, and they will make billions creating and delivering accountability for students, teachers, and education schools.

To implement their plan, they are willing to jettison all ideas of collective responsibility for public education in a classic privatization pincer move: Chicago School of Economics ideas of “free choice” and “free markets” are used to legitimate privatization through virtual control of the editorial boards of major papers—the Murdoch chain, the Tribune chain, The Washington Post (now run by a neoliberal libertarian), and The New York Times—as well as center-liberal media like PBS and NPR. Money is funneled into NPR and PBS by organizations that support privatizing school reform in the name of “support for education programing.”

A Gates-funded Washington consulting firm, GMMB, works 24/7 to sell the Common Core Standards and all other elements of the Race to the Top mandates that call for more charter schools, a standardized-testing regime, and value-added assessments of teachers based on this testing regime. Likewise representatives of the Washington-based Fordham Institute work together with GMMB to send weekly talking points to major editorial boards and education reporters to ensure that representatives from an “independent foundation” are relentlessly quoted.

Not surprisingly, the Fordham Institute is hardly independent, and is heavily subsidized by the Bill and Melinda Gates Foundation, Michael Bloomberg, and the Broad Foundation, and many more funders of privatizing education. While GMMB attempts to control the discourse in the country’s major media outlets (Arne Duncan’s past press secretary is helping to coordinate this propaganda campaign within GMMB), McKinsey sells Microsoft and Pearson packages to fit the Race to the Top mandates.

The Los Angeles Independent Schools boondoggle that packed Pearson Common Core Curriculum lessons within Microsoft tablets and software is the wave of the future. Districts are sold packages that they cannot afford to comply with federal mandates that are pushed by private multinational corporations. What I am attempting to describe is the tip of a corporate iceberg that amounts to corporate control of education policy with very little participation of classroom teachers, parents, or school boards.

The idea that the Common Core Standards are the product of a democratic process is simply misrepresentation of fact—a big lie that GMMB, our education secretary, Bill Gates, Pearson Education, and the Fordham Institute propagate. What many rightfully be called corporate-education reform has bypassed the democratic process. For this reason alone, university faculty and administrators should not support the Common Core Curriculum and the Race to the Top.”

Relay “Graduate School of Education” is not a real graduate school of any kind. It has been accredited in a few states to award “master’s degrees” even though it has no one on its faculty with a doctorate, engages in no research, has no library, and has no relationship to the advancement of knowledge in education. It was created by charter operators to teach future charter teachers how to control classes and how to raise test scores. Its “faculty” consists of charter teachers, mostly from Teach for America, some of whom claim that they raised test scores more than anyone else in their city. Its deans do not have doctorates in any field of study, although a few say they are working towards earning a doctorate. I admit my own bias; I earned my Ph.D. at Teachers College, where my mentor was Lawrence A. Cremin, the greatest historian of his generation, and where every faculty member had a doctorate. Research and the advancement of knowledge was one of the goals of graduate education. Then. It was expected that graduate students would learn about the sociology, economics, history, and politics of education. Then. They would conduct research and earn a degree based on the quality of their research. Then.

Here is Laura Chapman’s observation:

Here is another sad thing about Relay. NY state was the first to accredit the program and President Obama/Arne Duncan approved of it as a model for other to follow.

A colleague once attended McDonald University in order to show the public exactly what the training methods were. He did not last long. They kicked him out, but not before he got some insight into the cult of standardization and cost-cutting.

Relay is the educational equivilent of McDonald University. It is a franchise operation for charter schools that want fully standardized cost effective education achieved by processing children through a mental meatgrinder to have the same puppet-like response to the teachers questions, on time, and with the right posture, gait, hand placement. Before McDonald and Relay the guru of this version of training was B.F. Skinner.

http://www.relay.edu/blog-entry/doe-recognizes-relay-federal-plan

Michael L. Hays, Ph.D., sent this interesting suggestion to address the problem of student debt. I was reminded when I read it that this issue came to a head in 1972, when Congresswoman Edith Green from Oregon fought for the idea below, that is, sending federal money to colleges to use for need-based scholarships. On the other side from Green was Senator Claiborne Pell, who advocated direct federal loans to students, not to institutions of higher education. Pell won and created the Pell Grant program, which some have likened to a voucher for higher education. Now these issues are being reconsidered as Presidential candidates debate what to do about the soaring cost of higher education and the crushing burden of debt that so many students carry.

Hays writes:

Recent campaign proposals to address the problems of student debt called my attention to the context of those loans and the mechanisms for making and collecting them. What struck me was that these proposals do not address the problems but oblige the federal government to spend hundreds of billions of dollars without any suitable means to evaluate the merits of its expenditures or to control them.

At present, students borrow money from a variety of sources, mainly the federal government. Colleges receive this money, apply it toward their students’ expenses, and let their graduates repay their loans to the government. Colleges have no reason to limit the number of students whom they admit, to maintain their admission and academic standards, to ensure the quality of education provided, or to moderate their tuition or fees. Students assume all the risks of those loans, even as, in too many cases, colleges engage in essentially predatory practices, especially for-profit schools which would otherwise not exist. In short, colleges have no stake in the entire process except for latent incentives to exploit easy government loans to students.

We need to put college funding on a sensible basis. The government should not lend money indiscriminately to anyone who wants it for college: serious students, students unsure of their purposes, students for whom college is a substitute for unemployment, students who want a two- or four-year vacation, etc. Instead, it should lend to colleges on their demand for funds; in turn, the colleges would make loans to students whom they believe, on the basis of their already existing application processes, likely to benefit from college and to repay their loans; in turn, the colleges would use their repayments to repay the government. Schools would assume the costs of their mistakes—perhaps some small allowance (ten percent?) for the inevitable mistakes—; otherwise, states would be guarantors of the loans of public colleges and universities. Private, especially, for-profit schools, would also assume the costs of their mistakes and require private-equity guarantors of their loans. For-profit schools, usually living off the federal dole and providing a poor education, would be forced to up-grade themselves or would drive themselves, or be driven, out of business.

The benefits of this approach to college funding are many. Colleges would face the risks of real consequences of excessive borrowing and reckless lending. To minimize or avoid these risks, they would focus on and improve the standards and quality of the education which they provide (not least by putting a brake on lowering academic standards and inflating grades), select students better matched to and suited for those standards and not admit others to swell enrollments for purposes of institutional and budgetary growth, and restrain increases in tuition and fees. As a result, their graduates would be more likely to get jobs and repay loans not inflated by unrestrained costs.

By requiring colleges to decide on these “small business loans” for students, the government could attend to ensuring that colleges do not “red line” certain populations.

The disadvantages of this approach are few and easily offset. Initially, a small downward shift of some students with weak backgrounds, admittedly, disproportionately minorities, to lower-ranked colleges would be compensated by the greater chance of their academic success, their increased graduation rates, and their better chances of employment and loan repayment.

The important points are that the government, after a one-time start-up fund for loans and some modest annual appropriations to maintain funding to serve demand (and supplement some loan defaults), would not incur large and uncontrolled expenses; students would have more assurance of getting the education for which they pay; and colleges would have incentives to do a better and more economical job of educating their students.

Dr. Michael L. Hays
Las Cruces, New Mexico

The Miami Herald reports that the leading candidates in both parties have accepted money from for-profit institutions of higher education, many of which have preyed on veterans and the poor.

Bill Clinton was paid $16 million to “as “honorary chancellor” of Laureate Education, the world’s largest for-profit college company. The firm is being sued by several online graduate students for allegedly dishonest practices, and a 2012 U.S Senate report found that more than half of Laureate’s online Walden University revenue went to marketing and profit.”

“The GOP field of 2016 presidential hopefuls is filled with candidates who have close ties to for-profit colleges. Marco Rubio listed two for-profit executives (and the industry’s former top Florida lobbyist) as “contributors” to his 2006 book, 100 Innovative Ideas for Florida’s Future. Jeb Bush gave a keynote speech at the for-profit industry’s Washington trade association last year, for which he was paid $51,000.”

Jeb Bush’s ties to the for-profit education industry are far more extensive than a single keynote speech. Jeb’s “Digital Learning NOW!” proposal was funded by the tech industry and recommended unregulated digital learning as the answer to every education problem. His FEE (Foundation for Educational Excellence) is a prime advocate for the expansion of online learning in every aspect of education.

“Republican front-runner Donald Trump is being sued by New York Attorney General Eric Schneiderman over his now-shuttered “Trump University” business school. Schneiderman has said Trump University used false promotional materials and “was a scam from top to bottom.”

Read more here: http://www.miamiherald.com/news/local/education/article31216595.html#storylink=cpy